How to make Digital Payments Without Internet with UPI Lite
Because of the COVID-19 pandemic, we’ve all had to switch to digital payments, which are quick, easy, and don’t require any contact. Even though there are other ways to pay digitally, UPI is one of the most common in our country. (Unified Payment Interface). Google Pay, PhonePe, Paytm, and many others are among the platforms that accept UPI payments. To make payments, though, all of these systems need to be connected to the internet.
So, if you ever find yourself in a place where your internet connection is weak or doesn’t work at all, here’s what to do. Use 123Pay or a USSD-based UPI service to make digital transactions. Getting things done can be hard because none of these methods accept payments with QR codes. To assist users in these kinds of predicaments, The National Payments Commission of India (NPCI) has developed a new UPI service that goes by the name UPI Lite.
So Here is How to make Digital Payments Without Internet with UPI Lite by Technical Dost.
What is UPI Lite?
UPI Lite is a feature of popular digital payment apps like Paytm, Freecharge, and MobiKwik that lets you store money on your phone. With this feature, you’ll be able to quickly pay small amounts.
In the first phase, UPI Lite will do the transaction in a near-offline mode, which means that debits will be done offline and credits will be done online. Eventually, both debits and credits will be done offline.
What is the transaction limit on UPI Lite?
According to NPCI, only debits from the wallet balance will be allowed. All UPI Lite credits, including refunds, will be available online in your bank account, which is stored in the bank’s core banking system.
The most that could be paid using UPI Lite would be Rs 200. Walter can never have more than Rs 2,000 in his UPI life balance. You will need to sign up for UPI AutoPay online using Additional Factor Authentication (AFA) in order to be able to add money to your UPI Lite Wallet. The only other way to do so is by utilizing your UPI Lite Wallet.
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