Does PhonePe Work Outside India? Seamlessly Transact Abroad with Your Indian Bank Account

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Does PhonePe Work Outside India? Seamlessly Transact Abroad with Your Indian Bank Account

Does PhonePe Work Outside India?

PhonePe, India’s market leader in digital payments, recently launched a new and exciting feature that allows its customers to use their Indian bank accounts to make purchases abroad. PhonePe is India’s first payment technology app to offer UPI International, a convenient and secure service for making international money transfers. Technical Dost’s this article delves into the specifics of PhonePe’s UPI International feature, which allows Indian tourists to easily make payments in foreign countries.

The answer is yes, but only in a few countries. PhonePe will launch a global version of its UPI service in 2022, allowing customers in India to send and receive payments in any currency. The service is currently available in the United Kingdom, Singapore, Nepal, Bhutan, and the United Arab Emirates.

does phonepe work outside India

The Advantages of UPI International

To make purchases abroad, Indian tourists typically needed to bring either Indian rupees or another form of foreign currency. PhonePe’s UPI International feature attempts to simplify the process by allowing customers to make UPI payments using their existing Indian bank accounts, much like they would with a debit card. This innovation not only improves convenience but also eliminates the need to bring multiple forms of payment on international vacations.

does phonepe work outside India

Activating UPI International

UPI International can be enabled for a bank account linked to the PhonePe app either at the foreign merchant location or ahead of a trip abroad. Users must enter their UPI PIN during the activation process to ensure the security of their transactions. Users can make purchases at any participating merchant when they are in a supported country and have activated the feature.

To use PhonePe outside India, you will need to:

  1. Ensure that your PhonePe app is updated to the latest version.
  2. Add a foreign currency bank account to your PhonePe wallet.
  3. Scan the QR code of the merchant you want to pay.
  4. Enter the amount you want to pay.
  5. Confirm the payment.

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Future Expansion and Greater Merchant Acceptance

Things are just getting started with PhonePe’s introduction of UPI International. The National Payments Corporation of India (NPCI) and NPCI International Payments Limited (NIPL) are planning to expand this service to other countries. Furthermore, we will work to expand merchant acceptance in existing countries so that PhonePe users can make UPI payments in a wider range of locations.

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Safe and Convenient Transactions Abroad

UPI International enables Indian tourists to make payments while abroad in a secure and simple manner. By utilising the existing UPI infrastructure, PhonePe assures users that they can make international payments with the same level of confidence and reliability that they do in India. Entering the UPI PIN provides additional security for user transactions.

PhonePe’s implementation of UPI International has greatly simplified the process of making payments abroad for Indian tourists. By facilitating smooth transactions through their Indian bank accounts, PhonePe has reduced the need for foreign currency and numerous payment methods. As PhonePe expands its UPI International capability to more countries, Indian tourists can expect a more efficient and secure international payment system.


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