RuPay Credit Card UPI Payment: Convenient and Secure Financial Transactions
With the introduction of the Unified Payments Interface (UPI) Payment with RuPay Credit Card, a new and convenient method of conducting financial transactions has emerged. This innovative feature enables users to use their RuPay Credit Card for a variety of payment activities, including online and offline transactions, as well as peer-to-peer (P2P) transfers.
.
How to use Rupay credit card UPI
You must link your credit card to a UPI-enabled app in order to use the UPI Payment feature with your RuPay Credit Card. Once your card is linked, you can make payments by following these simple steps:
1. Open the UPI-enabled app of your choice.
2. Select the “Pay” option.
3. Enter the desired payment amount.
4. Choose your RuPay Credit Card from the list of available payment options.
5. Enter your UPI PIN and confirm the payment.
.
RuPay Credit Card UPI Payment Limit
The maximum payment amount for UPI transactions using your RuPay Credit Card is determined by the UPI-enabled app you use. However, for UPI payments made with RuPay Credit Cards, there is a daily limit of 1 lakh rupees.
RuPay Credit Card UPI Transaction Charges
Using your RuPay Credit Card to make UPI payments incurs no additional fees. However, it is possible that your bank will charge a small fee for each transaction.
.
RuPay Credit Card UPI supported apps
Several popular apps, including currently support RuPay Credit Card UPI Payment.
- BHIM
- Google Pay
- Paytm
- PhonePe
- MobiKwik
- Amazon Pay
.
RuPay credit card UPI Paytm and PhonePe
You must link your credit card to your Paytm account in order to use the RuPay Credit Card UPI Payment option. Once linked, proceed as follows to make a payment. To use your RuPay Credit Card UPI to make a payment with PhonePe, you must first link your credit card to your PhonePe account. Once linked, complete the following steps to make a payment:
1. Open the Paytm app.
2. Tap on the “Pay” option.
3. Enter the desired payment amount.
4. Select “UPI” as the payment method.
5. Choose your RuPay Credit Card from the available payment options.
6. Enter your UPI PIN and confirm the payment.
.
RuPay credit card UPI SBI and HDFC Bank
To use the State Bank of India’s (SBI) RuPay Credit Card UPI Payment service, link your credit card to your SBI NetBanking account. Then, to initiate a payment, follow these steps: Link your credit card to your HDFC Bank NetBanking account to use the RuPay Credit Card UPI Payment service. Then, to initiate a payment, follow these steps:
1. Log in to your HDFC Bank NetBanking account.
2. Click on the “UPI” option.
3. Enter the desired payment amount.
4. Select your RuPay Credit Card from the available payment options.
5. Enter your UPI PIN and confirm the payment.

The RuPay Credit Card UPI Payment feature makes it easy and secure to conduct financial transactions. When you use UPI Payment, your credit card information is kept private and secure. With this new feature, you can make payments to merchants both online and offline, as well as engage in peer-to-peer exchanges, with confidence. Enjoy the convenience and flexibility of using your RuPay Credit Card for a variety of transactions, all while keeping your financial information secure.
Read Also: